| Abstract | Jaminan kesehatan adalah salah satu cara untuk mengurangi beban pembiayaanÃÂÃÂ kesehatan yang dikeluarkan masyarakat. Sebagian besarÃÂÃÂ masyarakat perdesaan di Kabupaten Banyumas yang mempunyai tingkatÃÂÃÂ kemampuan membayar pelayanan kesehatan rendah belum mempunyaiÃÂÃÂ jaminan kesehatan. Penelitian ini bertujuan untuk menganalisis kebutuhanÃÂÃÂ jaminan dan faktor-faktor yang memengaruhi kesehatan masyarakat daerah.ÃÂÃÂ Penelitian ini merupakan penelitian observasional dengan desain studiÃÂÃÂ cross sectional. Populasi penelitian adalah seluruh kepala keluarga diKabupaten Banyumas dengan jumlah sampel 130 orang. Metode analisisÃÂÃÂ yang digunakan meliputi analisis univariat, bivariat, dan multivariat.ÃÂÃÂ Penelitian menemukan bahwa sebagian besar masyarakat KabupatenÃÂÃÂ Banyumas (72,3%) membutuhkan jaminan kesehatan daerah (Jamkesda).Terdapat hubungan antara pendidikan, pengetahuan, pendapatan, danÃÂÃÂ keyakinan terhadap mutu pelayanan kesehatan serta pola pembiayaan kesehatanÃÂÃÂ dengan kebutuhan Jamkesda. Persepsi berpengaruh terhadap tarifpelayanan kesehatan dengan kebutuhan Jamkesda. Persepsi terhadap tarifÃÂÃÂ pelayanan kesehatan merupakan variabel yang berpengaruh terhadap kebutuhanÃÂÃÂ Jamkesda.Kata kunci: Kebutuhan, pembiayaan kesehatan daerah, jaminan kesehatanAbstractHealth insurance is one of the ways to reduce the burden of health financingÃÂÃÂ issued by the society. Most communities in Banyumas district living inÃÂÃÂ rural areas do not have health insurance. Rural communities in BanyumasÃÂÃÂ district have low ability to pay health care services. The aim of this study isto analyze the health insurance needs of local communities and the factorsÃÂÃÂ that affect the public health insurance need of the area. This study is an observationalÃÂÃÂ study with survey research methods. This study used cross sectionalÃÂÃÂ approach. The study population was all households in Banyumas district.The research sample consisted of 130 people. Retrieval research dataÃÂÃÂ used a questionnaire instrument. Analysis of research data used univariate,ÃÂÃÂ bivariate, and multivariate. The research was conducted in BanyumasÃÂÃÂ district. Most people in Banyumas district (72,3%) required regional healthÃÂÃÂ insurance. The result showed no relationship between education, knowledge,ÃÂÃÂ income, beliefs in health care quality and patterns of health financingÃÂÃÂ in local communities needs of health insurance. The result showed the influenceÃÂÃÂ perceptions of health care rates with the health insurance needs ofÃÂÃÂ local communities. Perceptions of health care is a variable rate which affectsÃÂÃÂ the health insurance needs of local communities.Keywords: Needs, district health financing, health insurance |
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