| Title | Penentuan Besar Dana Tabarruâ Berdasarkan Tabel Mortalitas Indonesia 2019 dan Hukum de Moivre |
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| Author Order | 1 of 1 |
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| Accreditation | |
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| Abstract | Tabarruâ fund is a bunch of funds from participant contributions, which is the mechanism used in accordance with the insurance agreement. This tabarruâ fund as a social fund that is used to help one of the participants who go through a disaster. Life insurance based on the funds management is divided into two, namely life insurance with elements of savings and life insurance without elements of savings. Life insurance without a savings element there is no special fund for tabarruâ funds. Insurance premiums can be put into participant funds to be developed, then profits will be returned to participants who do not experience disasters, while company profits will be used to finance company operations. This can make it difficult to divide the operational surplus because there is no clear percentage for tabarruâ funds. This study aims to determine the percentage of tabarruâ funds with de Moivre law Mortality Table and Indonesian Mortality Table. This study uses the Cost of Insurance method which consists of several components, TMI 2019, investment return assumption, and management cost assumption. The case simulation shows that the percentage of tabarruâ funds using de Moivre's law is greater than without using de Moivre's law. |
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| Publisher Name | Universitas Perwira Purbalingga |
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| Publish Date | 2022-08-23 |
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| Publish Year | 2022 |
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| Doi | DOI: 10.54199/pjse.v2i2.136 |
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| Citation | |
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| Source | Perwira Journal of Science & Engineering |
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| Source Issue | Vol 2 No 2 (2022) |
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| Source Page | 21-27 |
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| Url | https://ejournal.unperba.ac.id/index.php/pjse/article/view/136/98 |
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| Author | AGUNG PRABOWO, S.Si, M.Si |
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| File | 3154218.pdf |
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